Impact of microfinance institutions in poverty alleviation in rural area in Rwanda case study COPEDU Ltd Rwamagana branch

• DECLARATION
  
• ACKNOWLEDGEMENT
  
• LIST OF ABBREVIATIONS AND ACRONYMS
  
• LIST OF TABLES
  
• TABLE OF CONTENTS
  
• CHAPTER ONE:GENERAL INTRODUCTION
  
  • 1.0:INTRODUCTION
    
  • 1.1: BACKGROUND OF THE STUDY
    
  • 1.2: STATEMENT OF THE PROBLEM
    
  • 1.3: OBJECTIVES OF THE STUDY
    
  • 1.3.1: The general objective
    
  • 1.3.2: The specific objectives
    
  • 1.4: RESEARCH QUESTIONS
    
  • 1.5: RESEARCH HYPOTHESES
    
  • 1.6:SIGNIFICANCE OF THE STUDY
    
  • 1.7:SCOPE OF THE STUDY
    
  • 1.8:ORGANIZATION OF THE STUDY
    
• CHAPTER TWO:LITERATURE REVIEW
  
  • 2.0: INTRODUCTION
    
  • 2.1: MICROFINANCE HISTORICAL AND BACKGROUND AND EVOLUTION
    
  • 2.2: DEFINITION OF THE CONCEPT MICRO FINANCE
    
  • 2.3: MICROFINANCE INSTITUTION
    
  • 2.4: CHARACTERISTICS OF MICROFINANCE
    
  • 2.5: REFLECTIONS ABOUT THEORIES
    
  • 2.6: MICROFINANCE INSTITUTIONS IN RWANDA
    
  • The government of Rwanda has developed its poverty reduction strategy through extensive national consultation. The resultant Poverty Reduction Strategy paper (PRSP) was endorsed by the Boards of the World Bank and international monetary fund on August 12. 2002. The actions outlined in the PRSP fit within the overall vision of Rwanda's development as set out in vision 2020, which identifies the key objective that Rwanda needs to attain in order to become a middle-income country by 2020. Throughout the PRSP, microfinance is a key element for the achievement of the government of Rwanda's objectives
    
  • 2.7: MICROFINANCE IN DEVELOPING ECONOMIES
    
  • 2.8: THE ISSUE OF POVERTY
    
  • 2.8.0: Introduction
    
  • 2.8.1:Definition of poverty
    
  • 2.8.2: Measurement of poverty
    
  • The third indicator is a use of indicator to determine «perceptions and attitudes» both by the poor and non-poor.
    
  • 2.8.3: Poverty in Rwanda
    
  • Rwanda is a landlocked country located in central Africa region. Uganda boards it to north, RDC to west, Tanzania to the East and Burundi to south. It covers a land area of 26338 Sq. km majority of which is mountainous and that is why it is called a country of a thousand hills. Rwandan population has an estimated of 12 million people and estimated 60% living under poverty line.
    
  • 2.8.3.1: Structural features
    
  • 2.8.3.2: The Legacy of Genocide
    
  • 2.8.4:Poverty in Africa
    
  • 2.8.5: Poverty alleviation
    
  • 2.9: REFLECTIONS ABOUT MICROFINANCE AND POVERTY ALLEVIATION
    
• CHAPTER THREE: RESEARCH METHODS
  
  • 3.0: INTRODUCTION
    
  • 3.1: RESEARCH DESIGN
    
  • 3.2: SOURCE OF DATA COLLECTIONS
    
  • 3.2.1: Primary data
    
    • According to Audrey J. et al(1989;57), primary sources come straight from the people you are researching from and are therefore the most direct kinds of information you can collect. Primary data is said to be the first hand observation and investigation. This was used in the research where the people were asked their views on microfinance credit or grants they get from the company, condition put on them in order to get loans, and time it takes them to get credit by relating to the growth of their business units.
      
  • 3.3: AREA OF THE STUDY
    
  • 3.4: SAMPLE, SAMPLE SIZE AND SAMPLE SELECTION
    
  • 3.4.1: Sampling
    
  • 3.4.2:Sample size
    
  • 3.5: TECHNIQUE OF DATA COLLECTION
    
  • 3.6: DATA COLLECTION
    
  • 3.6.1: Questionnaires.
    
  • 3.6.1.1: Closed-ended questions
    
  • 3.6.1.2: Open-ended questions
    
  • 3.6.2: Interview
    
  • 3.6.3: Documentary study
    
  • The researcher also used electronic means to get information on different issues in as far as research problem is concerned. This is by consulting on Internet websites with related information on the research.
    
  • 3.6.4: Observation
    
  • According to Rwigamba (2001:46), an «observation» is the primary techniques for collecting data on the non verbal behavior. Although observation commonly involves sight or visual data collection via other senses such as hearing, touching and smelling» Observation will be used especially to categories of those respondents who do not reveal their personal status with regard to what they own or any other research information.
    
  • 3.6.5: Data processing
    
  • 3.6.5.1: Editing
    
  • 3.6.5.2: Coding
    
  • 3.6.5.3: Tabulation
    
  • 3.7. LIMITATIONS OF STUDY
    
  • CHAPTER FOUR: DATA ANALYSIS AND INTERPRETATION
    
  • 4.0: INTRODUCTION
    
  • 4.1: PARTI: PROFILE OF COPEDU Ltd MICROFINANCE
    
  • 4.1.1: Historical background of COPEDU Ltd
    
  • 4.1.2:Mission
    
  • 4.1.3: Vision
    
  • 4.1.4: Values
    
  • 4.1.5: Products
    
  • 4.2: PARTII: RESPONSES FROM COPEDU 'S MANAGER AND EMPLOYEES.
    
• This part presents data collected resulting from respondents `views as the researcher interviewed them. Basically the information collected was interpreted and analyzed them.
  
• Table 2:Responses on characteristics of employees of COPEDU Ltd
  
• Table 10:Responses on whetherCOPEDU Ltdinstitution offers individual loans
  
  • 4.2.3 WhetherCOPEDU Ltdrealizes profits
    
  • 4.2.4. Response on how micro finance institutions are helping the Rwandan rural poor population
    
  • 4.2.5. Answers to research questions
    
  • 4.2.6: ProblemsCOPEDU Ltd encounters in running its business
    
  • 4.2.7: How to overcome these problems
    
  • 4.3:PART III:RESPONSES FROM COPEDU LtdBENEFICIARIES
    
  • 4.3.1: What necessitated them to be beneficiaries ofCOPEDU LTD?
    
  • 4.3.2 Whether the clients have recommended other people to join COPEDU Ltd
    
  • 4.3.3COPEDU Ltdhas contributed to customers' welfare
    
• CHAPTER FIVE:SUMMARY, CONCLUSION AND RECOMMENDATIONS.
  
  • 5.0: INTRODUCTION
    
  • 5.1: Summary of the findings
    
  • 5.2: Conclusion
    
  • 5.3: RECOMMENDATIONS
    
  • 5.3.1: Recommendations toCOPEDU Ltd
    
  • 5.3.2:Recommendation to the Government
    
  • 5.3.3: Recommendation to microfinance institutions.
    
  • 5.4: AREAS FOR FURTHER RESEARCH
    
• REFERENCES
  
  • 15: How micro finance institutions are helping the Rwandan rural poor population?
    
  • 16: How COPEDU Ltd has contributed to customers' welfare?
    
  • 17: Whether the clients have recommended other people to join COPEDU Ltd?
    
  • 19: What is necessitated them to be beneficiaries of COPEDU Ltd?