An assessment of the role of commercial banks in promoting trade in rural areas: case study BPR S.A Kaduha sub-branch

• ACKNOWLEDGEMENTS
  
• LIST OF ABBREVIATIONS
  
• LIST OF TABLES
  
• TABLE OF CONTENTS
  
• ABSTRACT
  
• CHAPTER ONE: GENERAL INTRODUCTION
  
  • 1. 2. Problem statement
    
  • 1.3. Objectives of the study
    
  • 1.3.1. General objective
    
  • 1.3.2. Specific objectives
    
  • 1.4. Hypothesis of the study
    
  • 1.5. Significance of the study
    
  • 1.6. Scope of the study
    
  • 1.7. Organization of the study
    
• CHAPTER TWO: LITERATURE REVIEW
  
• Introduction
  
  • 2.1. Commercial Banks
    
  • 2.1.1. Organization of a commercial bank
    
  • 2.1.1.1. The owners and policymakers
    
  • 2.1.1.2. Senor management
    
  • 2.1.1.3. The credit division
    
  • 2.1.1.4. Finance division
    
  • 2.1.1.5. Operations division
    
  • 2.1.1.6. Trust division
    
  • 2.1.2. The goals of commercial banks
    
  • 2.1.3. Internal and external factors affecting the earning of commercial banks
    
  • 2.1.3.1. External factors
    
  • 2.1.3.2. Internal factors
    
  • 2.1.4. Activities of Commercial Banks
    
  • 2.1.5. Commercial bank credit
    
  • 2.1.5.1. Types of credit secured by commercial banks
    
  • 2.1.6. Benefits of commercial bank activities for the economy
    
  • 2.1.7. Commercial banks in Developing Countries
    
  • 2.1.8. Problems faced by commercial banks in Rwanda
    
  • 2.1.9. Financial intermediation in rural areas in Rwanda
    
  • 2.2. The concept of Trade
    
  • 2.2.1. Types of trade
    
  • 2.2.1.1. Electronic trade
    
  • 2.2.1.2. Commodity trade
    
  • 2.2.1.3. Barter trade
    
  • 2.2.1.4. Retail trade
    
  • 2.2.1.5. Wholesale trade
    
  • 2.2.1.6. External trade
    
  • 2.2.2. Trade and Rwandan development
    
  • 2.2.2.1. Constraints of the Trade Sector
    
  • 2.2.2.2. Opportunities of trade sector
    
  • 2.2.3. Rural areas towards internal trade
    
  • 2.2.4. Strategies of promoting internal trade
    
  • 2.2.5. Rural trade and development in Rwanda
    
  • 2.2.5.1. Poverty in rural areas
    
  • 2.2.5.2. Financing trade and rural development
    
  • 2.2.6. Barriers that restrict the ability of households to move into commercial activities
    
  • 2.2.6.1. Lack of access to credit
    
  • 2.2.6.2. Lack of organization of the rural sector
    
  • 2.2.6.3. Lack of access to energy
    
• CHAPTER THREE: RESEARCH METHODOLOGY
  
  • 3.1. Introduction
    
  • 3.2. Population, sample, and the sample determination
    
  • 3.2.1. Population
    
  • 3.2.2. Sample and sample selection
    
  • 3.3. Source of data
    
  • 3.3.1. Primary data
    
  • 3.3.2. Secondary data
    
  • 3.4. Data processing
    
  • 3.4.1. Editing
    
  • 3.4.2. Tabulation
    
  • 3.5. Data analysis
    
  • 3.6. Hypothesis testing
    
• CHAPTER FOUR: DATA ANALYSIS AND INTERPRETATION
  
  • 4.1. Introduction
    
  • 4.2. Description of the area under the study
    
  • 4.2.1. The history of the Banque Populaire du Rwanda S.A
    
  • 4.2.2. Mission and vision of Rwanda People's Bank
    
  • 4.2.3. Objectives of Banques Populaires in Rwanda
    
  • 4.2.4. Historical background of BPR SA Kaduha sub-branch
    
  • 4.2.5. Objectives of BPR S.A, KADUHA SUB-BRANCH
    
  • 4.2.6. Vision of the BPR S.A KADUHA Sub- Branch
    
  • 4.2.7. Principal activities of BPR S.A KADUHA Sub-Branch
    
  • 4.2.7. 1. Activities of Savings
    
  • 4.2.7.2. Activities of the credit
    
  • 4.3. Analysis of data from the respondents
    
  • 4.3.1. Analysis of information relating to the commercial activities financed by BPR S.A Kaduha sub-branch
    
  • 4.3.2. Respondents' view on credit services offered by BPR SA Kaduha sub-branch
    
  • 4.3.2.1. Amount received as credit
    
  • 4.3.2.2. The period after which the customer gets loan from the date of application
    
  • 4.3.2.3. The agreed period of loan repayment and its respect
    
  • 4.3.2.4. Respondents' opinion on the extent to which the bank loan is helpful in financing trade
    
  • 4.3.2.5. Respondents' opinion on credit services offered by BPR S.A Kaduha sub-branch
    
  • 4.3.3. The performance of commercial activities supported by BPR S.A Kaduha sub-branch
    
  • 4.3.3.1. The impact of loan on the business
    
  • 4.3.3.2. The impact of loan on the tax paid to the Government
    
  • 4.3.3.3. Respondents' opinions on the novelty of the business in the area after getting the loan
    
  • 4.3.3.4. The performance of the business after getting the loan
    
  • 4.3.3.5. The impact of the bank loan on the employment
    
  • 4.3.3.6. The bank loan towards the standards of living for the traders
    
  • 4.3.3.7. Respondents views on the future loan application
    
• CHAPTER FIVE: SUMMARY, CONCLUSION AND RECOMMENDATIONS
  
  • 5.1. Introduction
    
  • 5.2. Summary
    
  • 5.3. Conclusion
    
  • 5.4. Recommendations
    
  • 5.5. Suggestion for further research
    
• BIBLIOGRAPHY
  
• APPENDICES