4.3.10. Problems hinder MHI from contributing a hundred
percent on economic development processes.
Table 19: Problems hinder
MHI to contribute a hundred percent on economic development
|
Problems
|
Number of respondents
|
Percentage (%)
|
|
Lack of contribution fees
|
3
|
19
|
|
Poor health services
|
3
|
19
|
|
Limited services provided by MHI
|
5
|
31
|
|
Few health centres
|
2
|
12.5
|
|
Lack or inappropriate infrastructure
|
0
|
0
|
|
Low contribution in % / person /year
|
0
|
0
|
|
High contribution
|
2
|
12.5
|
|
MHI verse other health insurances
|
1
|
6
|
|
Total
|
16
|
100
|
Source: Primary data 2012
According to the table above, 5 respondents or 31% argued that
low coverage/package of services provided by MHI was a big problem that hinders
MHI to contribute a hundred percent on economic development. This is because
some beneficiaries pay this contribution while continue to pay in other health
institutions for health services at high costs when they are supposed to pay
only between 200Rwf and 250Rwf on each visit at health centre.
Lack of contribution fees and poor health services come at the
second with 19% each, while high contribution and few health centres range at
the fourth place with 12.5% scores respectively, then MHI compared to other
health insurance ranges at last position with 6% scores. These problems can
have its source either from beneficiaries when the family members are of a big
numbers as shown in the table 7.
4.3.11. Where best solutions to the problems hinder MHI can be
gotten.
Table 20: Provider of the
best solutions to the problems hinder MHI
|
The best answer providers
|
Number of respondents
|
Percentage (%)
|
|
Government
|
8
|
50
|
|
Mutual health as insurance institution
|
5
|
31
|
|
Other organization
|
3
|
19
|
|
Total
|
16
|
100
|
Source: Primary data 2012
From the table above, 8 respondents which represent 50% of the
whole number of respondents was satisfied that the government should be the
good provider of the best solution to the problems that hinder mutual health
insurance from performing as it expected. Five respondents which represent 31%
of the whole sample were arguing that MHI as institution of health service
provider is the good provider of the best solutions to the problems hinders
mutual health insurance from performing as pretended or expected. The 3
respondents which represent 19% of the whole number of respondents argued that
other organizations should be the providers of the best solutions to the
problems hinder MHI for it not performing as it was expected.
A big number of respondents on the idea that government should
be the provider of the best solutions imply that the government as the policy
maker should renew this policy for effective contribution to the beneficiaries'
economic improved status and hence mutual health insurance contribute to the
economic development in Ruganda sector.
| 
