4.3.4.
Workers' distribution according to the level of education
Table 16: Level of
education of workers
|
Level of education
|
Number of respondents
|
Percentage (%)
|
|
O'Level
|
0
|
0
|
|
Secondary
|
13
|
81
|
|
A1 Level
|
1
|
6
|
|
High institution
|
2
|
13
|
|
Total
|
16
|
100
|
Source: Primary data
2012
According to the table above, the total of 81% of the whole
respondents hold secondary certificates and are all cells' staff and one nurse.
2 respondents which represent 13% are the bachelor's degree holder, while 1
respondent which represent 6% of the whole respondents has an advanced
certificate of high institution (A1 Level). The implication of this is that,
the respondents are knowledgeable about concerned study and information given
was highly significance to this study. This is a group of beneficiaries with
lots of knowledge about government's policies and who have much capacity on
understanding and conceptualization. This group of respondents act as the
decision-maker, decision implementers and follow up as well as evaluate these
decisions to ensure whether these are successfully implemented.
4.3.5.
Distribution of staffs respectively with the post held in the sector
Table 17: Distribution of
staffs respectively with the post held in the sector
|
Post
|
Number of respondents
|
Percentage (%)
|
|
Exec. Sec. of the sector
|
1
|
6
|
|
Exec. Sec. of the cell
|
6
|
37.5
|
|
Social affair of the sector
|
1
|
6
|
|
Social affair of the cell
|
6
|
37.5
|
|
Nurse
|
2
|
13
|
|
Total
|
16
|
100
|
Source: Primary data
2012
According to the table above, 12 respondents which represent
75% of the whole respondents are social affairs and executive secretaries of
the cell. They are the most popular administrative body which is acting as
decision-makers, implementers and supervisors of these decisions. The other 4
respondents which include the executive secretary of the sector, the social
affair of the sector and two nurses represent 25% of the whole respondents.
These officials play a big role in mutual health insurance development process
which results in its contribution on economic development process. From the
information given in the table above, it is shown that the authorities in
different levels contribute a big to the improvement of this policy of mutual
health insurance, hence contributing to the economic development in Ruganda
sector.
4.3.6.
The contribution of mutual health insurance towards economic development.
The economic development goes hand in hand with an improved
health of the beneficiaries through mutual health insurance and the following
are the points that justified this contribution:
i. Mutual health insurance contributes in finding ways to keep
healthcare costs down by negotiating reduced tariffs and fixed fees per day of
hospitalization.
ii. It contributes to the health sector's allocation
efficiency.
iii. The MHI contributes to the extension of social protection
to the rural and informal sectors.
iv. It helps to poorest of the poor, do not have gainful
occupations and cannot work and afford the financial contributions through
government intervention.
v. It provides the opportunities for all members to access
healthcare which results in reduced mortality rates which hinders the economic
development.
vi. It provides equitable and equal access to quality
healthcare for children and women who mostly suffer from different illnesses
and this promotes the economic status of households.
The points outlined here above imply that MHI contributes a
big to the economic development processes. If each point is to be analyzed at
the own, it is shown that this policy of MHI contributes significantly to the
economic development by reducing expenses which are incurred on healthcare
costs, efficiency allocation of health centres, providing to the poor
healthcare services and equitable access to quality healthcare for children and
women because these are most vulnerable exposed to different illnesses such as
Malaria. Through a successful MHI, the economy gained healthy HR and the excess
to real costs on healthcare services can be invested in new ventures to
generate or make more income. Hence these reserves are used to promote the
economic development of the beneficiaries.
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