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The contribution of rwandan health insurance in economic development of rwanda

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par Dusabimana Athanase
Umutara Polytechnic University - Degree of Bachelor of Commerce with Honours (Economics) 2012
  

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4.2.17. Problems that hinder Mutual Health Insurance

Problems

Number of respondents

Percentage (%)

Lack of contribution fees

3

21

Insufficient infrastructure

5

36

Few health centers

4

29

Beneficiaries' low income

2

14

Total

14

100

Table 12 : Problems that hinder MHI

Source: Primary data 2012

From the table above, 36% or 5 respondents shown that insufficient infrastructure was the most problem that hinders mutual health insurance, few health centres was pointed as MHI barrier by 4 respondents and this represents 29% of the whole respondents, 3 respondents show that lack of contribution fees was the one among the problem that hinder MHI, while 2 respondents which represent 14% argued that beneficiaries' low income problem hinders MHI.

4.3. Analysis, Presentation and Interpretation of data part two (staffs).

4.3.1. Distribution of age

Table 13: Distribution of age

Age group

Frequency

Percentage (%)

Between 18-30

4

25

Between30-42

8

50

Between 42-54

2

12.5

Between 54-66

2

12.5

Above 66

0

0

Total

16

100

Source: Primary data 2012

From the table above, a half (50%) of the whole respondents are in the age group of 30-42, 25% of the whole respondents are in group age of 18-30, while the other 25% respondents are in group age of 42-54 and 54-66 each includes 12.5% of the whole respondents' respectively. The big number of respondents is youth. Hence they can mentally and physically contribute to the economic development stages because these are majority staffs in the sector. They are the ones to sensitize and mobilise the beneficiaries on the governments' different initiatives.

4.3.2. Distribution of sex

Table 14: Distribution of sex

Gender

Frequency

Percentage (%)

Male

10

62.5

Female

6

37.5

Total

16

100

Source: Primary data 2012

From the table above, it is shown that the study addressed to female and male gender, the males were 10 which is equivalent to 62.5%% of the selected sample of workers while females were 6 equivalent to 37.5% which shows that gender balance is prevailed in different levels where decisions are made and actively this number can influence decisions made in the sector, this implies that female gender plays a big role in health insurance sensitization among the poeple.

4.3.3. Workers' distribution according to marital status

Table 15: Workers' distribution according to marital status

Marital status

Number of respondents

Percentage (%)

Single

9

56

Married

7

44

Widow/widower

0

0

Total

16

100

Source: Primary data 2012

The table above shows that the respondents in this study were classified into three categories; single, married and widow (er). The single presents a frequency of 9 which covers 56% of 16 respondents. This implies that the information given by this group is significance since these include a big number of staffs which live with beneficiaries almost every day explaining to them governments' policies. They include a big number of executive secretary and social affairs of the cells. From this table married population were 7 which represent 44%. This part is made up in the most number of staff at the sector level and the nurses. This population is contributing a big to this policy of MHI by sensitization to pay insurance fees.

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"I don't believe we shall ever have a good money again before we take the thing out of the hand of governments. We can't take it violently, out of the hands of governments, all we can do is by some sly roundabout way introduce something that they can't stop ..."   Friedrich Hayek (1899-1992) en 1984