> Les ouvrages et les articles :
· Amblard, M. (2007), «Performance
financière : vers une relecture critique du résultat
Comptable», XVIème Conférence de l'Association
Internationale de Management Stratégique(AIMS),Vol.2, pp.
61-109.
· Athanasoglou, P. Brissimis, S. Delis, M.
(2008), «Bank-specific, industry-specific and macroeconomic
determinants of bank profitability», Journal of International
Financial Markets, Vol. 2, pp. 121-136
· Baltagi, B.H. (2001),
«Econometric Analysis of Panel Data», Journal of Banking
& Finance, Vol.4, pp. 19-42
· Barros, C. Ferreira, C. Williams, J. (2007),
«Analysing the determinants of performance of best and worst
European banks: A mixed logit approach», Journal of Banking &
Finance, Vol. 31, pp. 1942-1980
· Beck, T. Demirgüç-Kunt, A. Levine,
R. (2006), «Bank concentration, competition, and crises: first
results», Journal of Banking and Finance, Vol. 30, pp.70-110
· Ben Fredj, I. (2004), «La
performance du secteur bancaire tunisien à l'épreuve des
transitions de l'activité des banques », Journal Officiel de la
République Tunisienne Vol.8, pp.1-27.
· Ben Naceur, S. (2003), «The
determinants of the Tunisian banking industry profitability : panel
evidence», Frontiers in Finance and Economics, Vol. 5, pp.
1-39
· Bernardo, B. et Kassa, W. (2004),
«The Dynamics of Product and Process innovation in UK Banking»,
International Journal of Financial Services Management, Vol.1,
pp. 1-25.
· Bikram, D. (2003), «Ownership
effects on bank performance: a panel study of Indian banks», Journal
of Comparative Economics, Vol. 2, pp. 1-28.
· Boone, J. et Van Dijk, T. (1998),
«Competition and innovation», Economist 146, Vol.3,
pp. 445-461.
· Bourguignon, A. (2000), «
Performance et contrôle de gestion », Encyclopédie de
Comptabilité, Economica, Vol.1, pp. 931-941
· Boot, A. et Thakor, A. (1997),
«Banking scope and financial innovation», The review of
financial studies, Vol, 10, No, 4, pp. 1990-1131,
· Buzzachi, L. Colombo, G. et Mariotti, S.
(1995), «Technological regimes and innovation in services: the
case of the Italian banking industry», Research Policy, Vol. 24,
pp. 151-168.
· Chaffai, M. (1998), «Estimating
Input-Specific Technical Inefficiency: The Case of the Tunisian Banking
Industry», European Journal of Operational Research, Vol 98, pp.
314- 33
· Christine, Z. (2006),
«L'innovation et les marches financiers aux Etats-Unis depuis les
années 1970», euro-journal, vol. 4, pp. 160-190
· Cook, W. et Hababou, M. (2000),
«The Effects of Financial Liberalization on the Tunisian Banking
Industry: A Non-parametric Approach», Working paper, Vol.2, pp.
1-40
· De Jonghe, O. (2010), «Back to
the basics in banking? A micro-analysis of banking system stability»,
Journal of Finance, Vol.8, pp. 1-41.
· Demirgüç-Kunt, A. et Huizinga, H.
(2000), «Financial structure and bank profitability», Policy
Research Working, The journal of World Bank, Vol.3, pp.1-24
· Denis, D. et Sarin, A. 1997,
«Agency problems, equity ownership and corporate diversification»,
The Journal of Finance, Vol.5, pp. 135-160.
· Dietrich, A. et Wanzenried, G.
(2011), «Determinants of bank profitability before and during the
crisis: Evidence from Switzerland», Journal of Finance, Vol.8,
pp.1-42
· Djelassi, M. Hakimi, A. et Hamdi, H. (2011),
«Single versus multiple bank relationships and firm performance:
an econometric model for some Tunisian firms», International research
journal of finance and economics, Vol.3, pp. 46-57
· Djelassi, M. Hakimi, A. et Hamdi, H.
(2011), «Financial liberalization and banking profitability: a
panel data analysis for Tunisian banks», International Journal of
Economics and Financial Issues, Vol 1, pp.19-32.
· Dow, J. (2007), «The adoption of
web banking at credit unions», The Quarterly Review of Economics and
Finance, vol 3, pp. 435-448.
· Ebrahim, M. et Hussain, S. (2010),
«Financial development and asset valuation: The special case of real
estate», Journal of Banking and Finance, Vol.4, pp.150-162.
· Frantz, M. (2007),
«Diversification, risque et performance
financière», Revue Financier, Vol.4, pp. 3-33.
· Frame, W. and White, J. (2004),
«Empirical studies of financial innovation: lots of talk, little
action?», Journal of Economic Literature, vol.1, pp116-104
· Ferrier, D. et Lovell, C. (1990),
«Efficiency of Financial Institutions: International Survey and Diretcions
for Future Research», Journal of Banking and Finance, Vol.5,
pp.2-51
· Fuen, T. Gomez, L. and Polo, J. (2003),
«Intrafirm diffusion of new technologies: an emprirical
application», Research Policy, vol. 32, pp. 533-551
· Gadioux, S. (2010), « relation
entre la performance sociétale et la performance financière des
organisations », JOURNAL of Economics and
Sociology, vol.36, n°2, p.129-146
· Galande, J. and Fuente, J. (2003),
«Internal factors determining a firm's innovation
behaviour», Research Policy, vol. 3, pp. 715-736.
· Goddard, J. Molyneux, P. and Wilson, J.
(2004), «The profitability of European banks: a cross-sectional
and dynamic panel analysis», Journal of Banking and Finance
Vol.72, pp. 363-81.
· Gurhan, G. Gunduz, U. Kemal, K. et Lutfihak,
A. (2005), «Effects of innovation types on firm
performance», Journal of Banking and Finance , Vol. 6, pp.
1-43
· Herrera, A. et Minetti, R. (2007),
«Informed finance and technological change: evidence from credit
relationships», Journal of Financial Economics, vol 83,
pp.223-269
· Indranarin, R. (2009), «Bank-
specific, industry-specific and macroeconomic determinants of profitability in
Taiwanese banking system: under panel data estimation», Inetrnational
research journal of finance and economics, Vol. 34, pp. 1450-2887.
· João Tovar, J. (2010),
«How to measure innovation? New evidence of the technology-
growth linkage», Journal of Research in Economics, Vol. 64, pp.
81-96
· Josh, L. (2003), «The new new
financial thing: the origins of financial innovation», Journal of
Research in Economics, Vol. 6, pp. 1-55
· John, P. Bonin, H. and Paul, W. (2003),
«Bank performance, Efficiency and Ownership in Transition
Countries», Journal of Banking and Finance, Vol.5, pp. 1-35
· Kamilia, L. et Abdelkader, C. (2009),
»Structure de propriété et performance
financière : cas des banques de dépôts en
Tunisie«, revue financier, Vol.1, pp.1-31
· Kasman, A. (2010),
«Consolidation and Commercial bank net interest margins: evidence
from the old and new European Union members», journal Economic
Modelling, Vol. 3, pp.3-56
· Khemakhem, (1976), «dynamique de
contrôle de gestion», Journal économique, Vol 2,
pp.46-76
· King and Levine, (1993),
«Finance and growth», The Quarterly Journal of
Economics, Vol 108, pp. 717-737
· Laporta, R. Lopez-de-Silanes, F. et Shleifer,
A. (2002), «Government ownership of commercial banks»,
Journal of Finance, Vol 5, pp. 1-25
· Lieven, B. Olivier, D. and Rudi, V. (2006),
«Does the stock market value bank diversification ?»,
journal of banking and finance, Vol.3, pp, 1999-2023,
· Lofts, C. and Loundes, J. (2000),
«Foreign ownership, foreign competition and innovation in
Australian enterprises», Working Paper, Vol.2, pp. 1-25
· Love, J. Ashcroft, B. and S. Dunlop, (1996),
«Corporate structure, ownership and the likelihood of
innovation», Journal of Banks and Bank Systems , vol 28,
pp.737-746
· Mabrouk, A. et Mamoghli, C. (2010),
«Is financial innovation influenced by financial liberalization? Evidence
from the Tunisian banking industry», Journal of Banks and Bank
Systems, Vol 5, Issue 3, pp.97-111
· Mabrouk, A. et Mamoghli, C. (2010),
«Dynamic of financial innovation and performance of banking
firms: context of an emerging banking industry», International
research Journal of Finance and Economics, Vol. 51, pp. 17-36
· Mamoghli, C. et Dhouibi, R. (2007),
»Quel est l'impact de la propriété publique sur la
rentabilité des banques ? cas des banques tunisiennes«, Revue
financier, Vol.3, pp.1-28
· Marmuse, C. (1997), « la
performance », Encyclopédie de gestion, Economica, Vol,
2
· Micco, A. Panizza, U. et Yanez, M. (2007),
«Bank ownership and performance, Does politics matter?»,
Journal of Banking and Finance,Vo 31, pp. 219-241
· Mohamed, T. et Ben romdhane S. (2008),
«Impact de la technologie sur les activités bancaires
tunisiennes », Revue financier, Vol.2, pp. 1-20.
· Mohieddine, R. Mohamed, A. et Murat, Y.
(2010), «Characteristics of innovating firms in Tunisia: The
essential role of external knowledge sources», Journal of Structural
Change and Economic Dynamics, Vol 21, pp 181-196
· OECD (2007), «innovation and
growth: rational for an innovation strategy», euro-journal, vol.
3, pp 2-29
· Olivier, V. (2001), «Le concept
de performance et sa mesure : un état de l'art», Cahiers de
recherche, Vol.2 pp.1-18
· Pasiouras, F. Kosmidou, K. (2007),
«Factors influencing the profitability of domestic and foreign commercial
banks in the European Union», Journal of Finance, Vol2, pp
1-24
· Patricia, L. Benjamin, M. (2010),
«Determinants of bank efficiency: The case of Brazil»,
Journal of Operational Research , Vol 207, pp1587-1598
· Philipp, K. (2008), «The
relationship between technology, innovation, and firm performance: empirical
evidence from e-business in Europe», Journal of Research Policy,
Vol 37, pp.1317-1328
· Porter, M. (2004), «Competitive
strategy», New York edition, Journal of Research Policy, Vol.2,
pp.1-6
· Romey, C. (2006), "LES
GRANDS TRAITS DE LA MUTATION FINANCIERE", Economica,
Vol.4, pp.43-59
· Saîdane, D. (2001), « La
banque traditionnelle est-elle en déclin ? », Séminaire
ayant eu lieu à la FSEGT
· SAULQUIN J.Y. ET MAUPETIT C. (2002),
EVA, performance et évaluation bancaire, [Online]. Disponible
addresse URL :
http://www.iae.droit.univ-tours.fr/chercheurs/colloque/040115/Actes
texte 5.pdf
· Sghaier, A. (2009), «La relation
entre la concurrence et l'effecience bancaire : cas des banques commerciales
tunisiennes», colloque du GDRI DREEM "Innovation et développement
dans les pays méditerranéens / Innovation and development in the
Mediteranean countries", Le Caire, Egypte, 13-14 décembre 2010.
· Silbert, W. (1975), «The process
of financial innovation», American economic review, Vol.73,
n°2, pp. 131-161
· Stiroh, K. et Rumble, A. (2006),
«The dark side of diversification: The case of US financial
holding companies», Journal of Banking and Finance, Vol 30, pp.
2131- 2161
· Tazarki , W. (2002), « Mesure de
l'efficacité opérationnelle des banques: Application pour les
banques commerciales tunisiennes ».
· Tufano, P. (2002), «Financial
innovation», Journal of corporate Finance, Vol.13, pp.1-44
· Walker, R. (2004), «Innovation and
organizational performance: Evidence and a research agenda», Journal
of Research Policy, Vol.2, pp. 1-26
· Yildirim, H. and Philippatos, C.
(2007), «Restructuring consolidation and competition in Latin
American banking markets», Journal of Banking and Finance, vol
31, pp. 629-639
> Les Memoires et Thèses :
· Mohamed ALI Chatti, «
Diversification bancaire, performance, éthique : Alternative ou
complémentarité ? Cas des banques islamiques », 2010,
thèse
· Nana Kuindja, «
Règlementation prudentielle et performances du système
bancaire au cameroun », 2009, mémoire DEA
· Lamia Daly, « Structure et
efficience bancaire : problématique théorique et validation
empirique sur les banques tunisiennes », 2006, mémoire DEA
> Les Sites Internet :
·
www.lamicrofinance.org
·
www.actufinance.fr
·
www.universalis.fr
·
www.sciencedirect.com
·
www.apbt.org.tn
·
www.tunisievaleurs.com.tn
·
www.clictopay.com.tn