BIBLIOGRAPHIE
Ouvrages
DORNBUSH et REYNOSO, Financial factors in economic
development, The American Economic Review, Washington, 1989,
FISCHER K.P et SMAOUI.H, Financial Liberalization to Banking
Failure : Starting on the Wrong Foot ? Finance, Econ WPA, 1997,
FRY M.J, In favour of Financial Liberalisation, The
Economic Journal, Volume 107, Blackwell Publishing, Birmingham, 1997
GRAWITZ, M., Méthodes des sciences sociales,
Dalloz, Paris, 2001
GURLEY J.G. et SHAW E.S., Money in a theory of
finance, édit. B.I.W, New York, 1960 ;
RONALDI McKinnon, Money and Capital in Economic Development,
Washington, DC: Brookings Institution, 1973;
LAGOUTE Christine: « Le paradoxe des banques
britanniques », Revue d'économie financière n°77,
2005 ;
MOKADEM M., « Economie monétaire :
mécanismes, politiques et théories », Publication
de l'imprimerie officielle de la République Tunisienne, 2002 ;
PARATAT JP : « Monnaie, institution
financière et politique monétaire », Economica,
Paris, 1982 ;
SCHMIAT Richard H, HACKETHALl A., TYMELl. M :
« Désintermédiation et rôle des banques en
Europe une comparaison internationale », Revue d'économie
financière, 1999;
SHAW, EDWARD. Financial Deepening in Economic Development
(New York: Oxford University Press),1973 ;
Articles
BNR, LA POLITIQUE MONETAIRE AU RWANDA : Une mutation
constante pour une efficience accrue, Kigali, juin 2003 ;
BNR, La réforme du secteur financier au Rwanda,
Kigali, Mars 2008 ;
BNR, Rapport Annuel 1996, Kigali, juin 1997 ;
BNR, Rapport Annuel 2002, Kigali, juin 2003 ;
BNR, Rapport Annuel 2003, Kigali, juin 2004 ;
BNR, Rapport Annuel 2007, Kigali, juin 2008 ;
BNR : 35 ans au service du développement national par
une politique monétaire et financière judicieuse, Kigali,
1999 ;
CHICHTI J. Eddine : «
Intermédiation financière des banques et des
assurances ». Imprimerie officielle,Tunis, 2000 ;
La loi bancaire de : «
L'intermédiation dans le système financier
français », 1984 ;
ULLMO Y. : « intermédiation,
intermédiaire financier et marché ». Revue
d'économie politique n°5,1988 ;
Annexes
Annexe 1 : Intervention du secteur bancaire dans les
diverses activités économiques
|
Période
|
|
Agriculture, Elevage, Syviculture et
Pêche
|
Industries extractives
|
Industries manufacturières
|
Energie et Eau
|
Travaux publiques et bâtiments
|
Commerce, restaurants et hôtels
|
Transports, entrepôts et
communications
|
AIF, Assurances et affaires
immobillières
|
Services fournis à la
collectivité
|
Activités non classées
ailleurs
|
Total
|
|
1995
|
CT
|
119.9
|
0
|
2480
|
327.1
|
516.2
|
7878.9
|
398.9
|
5.8
|
449
|
488.4
|
12664.1
|
|
|
MT
|
0
|
0
|
0
|
0
|
22.2
|
301.5
|
259.1
|
0
|
3
|
57.9
|
643.7
|
|
|
LT
|
34
|
0
|
0
|
0
|
93.4
|
0
|
125
|
0
|
0
|
0
|
254.4
|
|
|
TOTAL
|
153.9
|
0
|
2480
|
2480
|
631.8
|
8180.4
|
783
|
5.8
|
452
|
546.2
|
13560.2
|
|
1996
|
CT
|
39.7
|
0
|
1545
|
1545
|
731
|
15904.8
|
705.7
|
67.2
|
281.3
|
522.6
|
20078.7
|
|
|
MT
|
15.2
|
0
|
204
|
204
|
365.9
|
916.8
|
180.2
|
7.5
|
0.5
|
443.4
|
2133.5
|
|
|
LT
|
22.2
|
0
|
19.2
|
19.2
|
165.7
|
25.5
|
4
|
0
|
0
|
55.6
|
292.2
|
|
|
TOTAL
|
77.1
|
0
|
1768.1
|
1768.1
|
1262.7
|
16847.1
|
890
|
74.7
|
281.8
|
1021.6
|
22504.4
|
|
1997
|
CT
|
65.5
|
16.8
|
7606.6
|
7606.6
|
2194.4
|
19214.2
|
950.3
|
165
|
510.4
|
2166.9
|
32939.7
|
|
|
MT
|
151.8
|
0
|
2086.8
|
2086.8
|
2261.2
|
2541.7
|
1501
|
62.6
|
28.2
|
1131.7
|
9765
|
|
|
LT
|
105.9
|
12.6
|
2529.8
|
2529.7
|
1428.1
|
707.7
|
38
|
0
|
354.9
|
120.8
|
5298.4
|
|
|
TOTAL
|
323.2
|
29.4
|
12223.1
|
12223.1
|
5883.7
|
22463.6
|
2489.3
|
227.6
|
893.5
|
3419.4
|
48003.1
|
|
1998
|
CT
|
236.9
|
5.5
|
5235.1
|
201.1
|
1106.4
|
26314.1
|
363.9
|
205.2
|
243.4
|
1221.6
|
35133.2
|
|
|
MT
|
172.4
|
28
|
2436.3
|
95
|
1677.1
|
1733.5
|
2518.9
|
60.4
|
74.9
|
1159.4
|
9955.9
|
|
|
LT
|
227
|
0
|
483.1
|
0
|
720.9
|
390.7
|
97.1
|
0
|
348.1
|
86.3
|
2353.2
|
|
|
TOTAL
|
636.3
|
33.5
|
8154.5
|
296.1
|
3504.4
|
28438.3
|
2979.9
|
265.6
|
666.4
|
2467.3
|
47442.3
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
1999
|
CT
|
880.4
|
4460.2
|
4460.2
|
393.1
|
1627.6
|
25292.9
|
636.3
|
636.3
|
3890.9
|
1246.8
|
38828.9
|
|
|
MT
|
172.6
|
105
|
105.2
|
0
|
2837.3
|
1455.8
|
1162.7
|
1162.7
|
225.5
|
1062.1
|
7057.4
|
|
|
LT
|
533.5
|
1120.1
|
1120.1
|
0
|
2062.4
|
448.8
|
615.7
|
615.7
|
12.8
|
713.5
|
5506.8
|
|
|
TOTAL
|
1586.5
|
5685.2
|
5685.2
|
393.1
|
6527.3
|
27197.4
|
2414.7
|
2414.7
|
4129.2
|
3022.4
|
51393.2
|
|
2000
|
CT
|
89.2
|
3626.9
|
3626.9
|
329.3
|
1217.9
|
24158.4
|
2304
|
2304
|
5458.4
|
1152.9
|
38484.8
|
|
|
MT
|
154.7
|
604.6
|
604.6
|
0
|
1784.4
|
1012.2
|
514.6
|
514.6
|
73.1
|
1021.6
|
5165.3
|
|
|
LT
|
28
|
562.5
|
562.5
|
0
|
2758.9
|
460.1
|
147
|
147
|
95.7
|
100.7
|
4152.8
|
|
|
TOTAL
|
271.9
|
4794
|
4794
|
329.3
|
5761.2
|
25630.7
|
2965.5
|
2965.5
|
5627.2
|
2275.3
|
47802.9
|
|
2001
|
CT
|
38.2
|
0
|
3540.7
|
657.1
|
1415
|
17342.6
|
1090
|
165.3
|
3311.3
|
875
|
28435.2
|
|
|
MT
|
131.4
|
0
|
821.7
|
211
|
2137.2
|
1351.7
|
1921.4
|
255
|
6
|
491.8
|
7327.2
|
|
|
LT
|
470
|
0
|
228
|
0
|
2755.4
|
796.5
|
0
|
0
|
214
|
134.5
|
4598.4
|
|
|
TOTAL
|
639.6
|
0
|
4590.4
|
863.1
|
6307.6
|
19490.8
|
3011.4
|
420.3
|
3531.3
|
1501.3
|
40360.8
|
|
2002
|
CT
|
70.7
|
0
|
3978.7
|
78.2
|
3793.7
|
14975.9
|
2647.7
|
844.2
|
2642.4
|
703
|
29734.4
|
|
|
MT
|
582.8
|
15
|
321.1
|
0
|
2333.1
|
934.1
|
2516
|
52
|
80
|
541.2
|
7375.1
|
|
|
LT
|
792.1
|
0
|
2909.4
|
5
|
4244.3
|
2300.5
|
1708.2
|
489.8
|
1927.3
|
218.7
|
14595.2
|
|
|
TOTAL
|
1445.6
|
15
|
7209.1
|
83.2
|
10371.1
|
18210.4
|
6871.9
|
1386
|
4649.7
|
1462.8
|
51704.7
|
|
2003
|
CT
|
568.1
|
0
|
5565.1
|
116.6
|
4550.3
|
26593.8
|
2671.2
|
404.6
|
2682.8
|
969.8
|
38138.2
|
|
|
MT
|
880.6
|
0
|
3303.8
|
0
|
4174.4
|
4797.2
|
2713.4
|
0
|
276.7
|
1224.3
|
14092.8
|
|
|
LT
|
851.2
|
136
|
186
|
0
|
1971.4
|
1661
|
314
|
0
|
1610.8
|
379.1
|
6736.8
|
|
|
TOTAL
|
2299.9
|
136
|
9054.9
|
116.6
|
10696
|
33051.9
|
5698.7
|
404.6
|
4570.4
|
2573.2
|
58967.9
|
|
2004
|
CT
|
786405
|
0
|
7884857
|
115700
|
4155959
|
22697162
|
2178714
|
624368
|
1101254
|
1821102
|
41365521
|
|
|
MT
|
3183443
|
0
|
2126814
|
0
|
4850296
|
2072062
|
2678739
|
65000
|
314329
|
1778795
|
17069578
|
|
|
LT
|
1765304
|
0
|
1263647
|
0
|
6790414
|
2481567
|
403852
|
1425442
|
779238
|
83530
|
14992994
|
|
|
TOTAL
|
5735152
|
0
|
11275418
|
115700
|
15796669
|
27250791
|
5261305
|
2114810
|
2194821
|
3683427
|
7342809
|
|
2005
|
CT
|
654220
|
96000
|
10018794
|
14000
|
4134705
|
44863886
|
3807441
|
1806448
|
1697937
|
2208217
|
69301648
|
|
|
MT
|
2371180
|
0
|
1565916
|
13000
|
8392541
|
9373739
|
7684018
|
19000
|
776493
|
6827518
|
37023405
|
|
|
LT
|
609076
|
0
|
1463093
|
0
|
8920640
|
3280123
|
136281
|
0
|
1123365
|
317270
|
15849848
|
|
|
TOTAL
|
3634476
|
96000
|
13047803
|
27000
|
21447886
|
57517748
|
11627740
|
1825448
|
2474430
|
9353005
|
121051536
|
|
2006
|
CT
|
892818
|
192000
|
11422778
|
374558
|
6218946
|
63626844
|
3762397
|
2173569
|
2387427
|
2320124
|
93371461
|
|
|
MT
|
1137444
|
16250
|
4975874
|
11484
|
11836025
|
8197269
|
8484213
|
1196361
|
749804
|
5531866
|
42136590
|
|
|
LT
|
2261901
|
0
|
6195876
|
0
|
11568584
|
5089135
|
237000
|
0
|
3682733
|
52322
|
29087551
|
|
|
TOTAL
|
4292163
|
208250
|
22594528
|
368042
|
29623555
|
76913248
|
12483610
|
3369930
|
6819964
|
7904312
|
164595602
|
|
2007
|
CT
|
4098635
|
6000
|
12875756
|
204332
|
10313103
|
67666937
|
2208488
|
2735061
|
2500192
|
3094786
|
105703290
|
|
|
MT
|
1844333
|
6000
|
5539229
|
0
|
16648485
|
12930985
|
14077743
|
306891
|
2218761
|
9525556
|
63097983
|
|
|
LT
|
1032498
|
0
|
8216515
|
0
|
1829937
|
9187077
|
0
|
126541
|
3459685
|
66832
|
40519085
|
|
|
TOTAL
|
6975466
|
12000
|
26631500
|
204332
|
45391525
|
89784999
|
16286231
|
3168493
|
8178638
|
12687147
|
209320358
|
Source : BNR, Département de la supervision bancaire,
Rapports annuels 2002 et 2007
Annexe 2 : Situation financière (BNR, BK, BCR,
FINA BANK, ECOBANQUE, BANCOR, COGEBANQUE, BHR, UBPR et BRD) entre 1995 et 2007
(en millions de FRW)
|
Désignation
|
|
1995
|
1996
|
1997
|
1998
|
1999
|
2000
|
2001
|
2002
|
2003
|
2004
|
2005
|
2006
|
2007
|
|
1. AVOIRS EXTERIEURS NETS
|
|
28071.1
|
37594.3
|
46150.2
|
48237.9
|
44793.6
|
66817.7
|
80431.4
|
103641.6
|
104157.9
|
172804.5
|
222522.7
|
285141
|
351553.7
|
|
Avoirs:
|
BNR
|
29647.7
|
32433.6
|
46725.9
|
54298
|
60876.6
|
82069.7
|
97099.2
|
124700
|
124320.8
|
178272.6
|
224673
|
241195.9
|
300601.9
|
|
|
BANQUES
|
15565.6
|
20151.7
|
22293.1
|
24094.2
|
19680.1
|
32948.8
|
33763.9
|
39106
|
49800
|
60758.7
|
52617.6
|
70998.1
|
86893.7
|
|
Moins engagements
|
BNR
|
15916.1
|
13611.9
|
18969.5
|
26338.4
|
33907.1
|
34653.8
|
45787.9
|
52209.1
|
58839.6
|
55743.5
|
43364.4
|
16258.3
|
18770.1
|
|
|
BANQUES
|
1226.1
|
1379.2
|
3899.4
|
3815.7
|
1856
|
3546.9
|
4643.9
|
7955.3
|
11123.3
|
10483.3
|
11403.5
|
10794.7
|
17171.7
|
|
2. CREDIT INTERIEUR NET
|
|
56699.3
|
56485.9
|
74258.7
|
81804
|
94329.2
|
93276.4
|
93762.2
|
99280.5
|
151681.4
|
127619.8
|
122471.3
|
162667.3
|
209616.9
|
|
Créances nettes sur l'Etat
|
|
22621.4
|
22506.6
|
23616.3
|
20210.3
|
26758
|
15481.6
|
8848.8
|
2759.2
|
26168.6
|
-215399
|
-560598
|
-693656
|
-753650
|
|
Créances:
|
BNR
|
44812.2
|
47333.4
|
44125.6
|
44447.1
|
50716
|
43469.2
|
43469.2
|
42911.9
|
43916.8
|
42125.7
|
42125.7
|
41792.9
|
41196.8
|
|
|
BANQUES
|
4527.8
|
4968.5
|
5573.1
|
6993.8
|
7746.8
|
7265.7
|
7605.8
|
14409.8
|
14861.8
|
21015
|
24760
|
26367.9
|
46977.2
|
|
|
A.I.B
|
150
|
150
|
594.6
|
798.6
|
556.1
|
195.4
|
195.4
|
198
|
5891.9
|
8264.3
|
5064.9
|
157.89
|
0.13
|
|
Moins dépôts
|
BNR
|
21381.6
|
18996.8
|
19209.7
|
22491.8
|
22548.8
|
25993.3
|
29885.1
|
47949.3
|
30486.2
|
76071.3
|
103741.4
|
114163.6
|
140843.5
|
|
|
BANQUES
|
5481.9
|
10944.1
|
7461.4
|
9531.8
|
9704.9
|
9441.7
|
12525.2
|
6794.1
|
7949
|
16873.6
|
24269
|
23520.8
|
22695.5
|
|
|
A.I.B
|
5.1
|
4.3
|
5.9
|
5.6
|
7.2
|
13.7
|
11.2
|
17
|
66.7
|
0
|
0
|
0
|
0
|
|
Créance sur les entreprises publiques
|
|
1167.7
|
1425.9
|
765.5
|
1467.1
|
1103.6
|
828
|
960.8
|
3847.9
|
5056.7
|
4747.9
|
2180.2
|
2406
|
1762.5
|
|
|
BNR
|
761.9
|
729.5
|
729.5
|
729.5
|
219.4
|
149.4
|
129.4
|
267.9
|
128.2
|
116.2
|
61.2
|
24.4
|
13.2
|
|
|
BANQUES
|
353.9
|
204.9
|
14.8
|
421.3
|
586.7
|
678.7
|
831.4
|
3362.8
|
4772.2
|
4631.7
|
2119
|
2381.6
|
1749.4
|
|
|
A.I.B
|
51.9
|
491.5
|
21.2
|
316.3
|
297.6
|
0
|
0
|
217.2
|
156.4
|
0
|
0
|
0
|
0
|
|
Créance sur les secteurs privés
|
|
32910.2
|
32553.4
|
49876.8
|
60126.6
|
66467.6
|
76966.8
|
83952.6
|
92039.1
|
119959.5
|
144411.8
|
176350.8
|
229627
|
283219.3
|
|
|
BNR
|
157.1
|
252.8
|
219.5
|
341.6
|
561.2
|
1112.2
|
1682.4
|
2090.8
|
2305.5
|
3307.1
|
3367.6
|
3509.9
|
4833.2
|
|
|
BANQUES
|
28381.3
|
28614
|
44947.2
|
54079
|
59686.4
|
69228.5
|
75691.4
|
82866.2
|
99535.7
|
128216.4
|
162367.2
|
207797.4
|
252641.9
|
|
|
A.I.B
|
4371.8
|
3686.6
|
4710.1
|
5706
|
6220.1
|
6566
|
6578.9
|
7082.1
|
23118.3
|
12888.3
|
10616
|
18319.7
|
25744.3
|
|
AVOIRS = ENGAGEMENTS
|
|
84770.4
|
94080.2
|
120408.9
|
130041.9
|
139122.8
|
160094.1
|
174193.6
|
202922.1
|
255839.3
|
300424.3
|
344994.7
|
447808.4
|
561170.6
|
|
MASSE MONÉTAIRE
|
|
62314.9
|
69747.1
|
90006.7
|
91840.8
|
97934.1
|
110702.2
|
121110.8
|
136283.7
|
186292.5
|
206247.8
|
247865
|
316246.4
|
424478.3
|
|
1. MONNAIE
|
|
39927.2
|
46692.6
|
56676.4
|
52733.8
|
58401.9
|
59527
|
64742
|
72406
|
85000.5
|
101502
|
133438.1
|
159313.4
|
217181.1
|
|
Billets et pièces hors banques et AIB
|
|
17246.4
|
21905.9
|
22634
|
20917.2
|
21517.8
|
22564
|
25810.1
|
28044.4
|
33507.1
|
37897.9
|
47028.1
|
52730.9
|
63223.98
|
|
Dépôts a vue à la BNR
|
|
496.1
|
428.3
|
433.2
|
775.1
|
604.6
|
374.7
|
510.9
|
1490.3
|
1706.4
|
2231.2
|
1788.7
|
1812.1
|
1885
|
|
Entreprises publiques
|
|
495.9
|
428.2
|
429.9
|
774.9
|
601.8
|
364.9
|
318.3
|
387.3
|
363.4
|
636
|
246.6
|
180.8
|
356.4
|
|
Secteur privé
|
|
0.2
|
0.1
|
3.3
|
0.2
|
2.8
|
9.8
|
192.6
|
1103
|
1343
|
1595.2
|
1542
|
1631.3
|
1528.57
|
|
Dépôts a vue dans les BANQUES
|
|
22187.7
|
24363.4
|
33609.2
|
31041.5
|
36279.4
|
36588.3
|
38421.1
|
42871.3
|
49786.9
|
61372.9
|
84621.3
|
97770.5
|
152072.1
|
|
2. QUASI-MONNAIE
|
|
22387.7
|
23049.5
|
33330.3
|
39107
|
39532.2
|
51175.2
|
56368.8
|
63877.7
|
101292
|
104745.8
|
114426.9
|
163933
|
207297.2
|
|
Dépôts à terme et assimilés
|
|
7234.7
|
8916.7
|
17409.8
|
20593.4
|
20027
|
24595.9
|
28518
|
33935.8
|
30699.3
|
53732
|
70754.2
|
104754.6
|
138663.2
|
|
|
BNR
|
206.5
|
200.1
|
181.1
|
142.2
|
854.6
|
434.2
|
1629
|
-
|
0
|
0
|
0
|
0
|
0
|
|
|
BANQUES
|
7028.2
|
8716.6
|
17228.7
|
20451
|
19172
|
24161.7
|
26888.6
|
29941.9
|
30699.3
|
53732
|
70754.2
|
104754.6
|
138663.2
|
|
Dépôts en devises
|
|
15153
|
14132.8
|
15920
|
18513.6
|
19505.2
|
26579.3
|
27850.7
|
29043.3
|
41496
|
51013.8
|
43672.7
|
59178.4
|
68634
|
|
AUTRES POSTES NETS
|
|
22455.6
|
24332.8
|
30402.4
|
38201.1
|
41188.7
|
49391.9
|
53082.9
|
63781.3
|
65633.8
|
94176.5
|
97128.9
|
131561.9
|
165315.2
|
|
1. BNR
|
|
20132.2
|
25606.2
|
30373.1
|
29151.2
|
32940.2
|
32780.5
|
38756.9
|
37094.4
|
43332.7
|
50797.7
|
68416.5
|
99110.8
|
119654.2
|
|
Encaisses des Banques
|
|
1044.3
|
1471.7
|
1890
|
1946.3
|
2461.2
|
2044.5
|
2772
|
2673.3
|
2364.1
|
2406.7
|
2832.1
|
5694.2
|
9512.9
|
|
Encaisses des A.I.B
|
|
10.5
|
2.3
|
1.4
|
1.4
|
0.4
|
0.9
|
1.7
|
1.7
|
596
|
5.2
|
6
|
2.3
|
0.9
|
|
Dépôts des Banques
|
|
8223.2
|
11590.7
|
11550.6
|
10233.6
|
14345.1
|
10268
|
7894.9
|
10507.8
|
11014.6
|
12414.3
|
10895.8
|
11322.9
|
18581.9
|
|
Dépôts des A.I.B
|
|
319.6
|
107.5
|
155.5
|
142.3
|
121.7
|
551.6
|
305.7
|
81
|
252.8
|
132.1
|
213.1
|
173.57
|
675.7
|
|
Emprunts Marché Monétaire
|
|
0
|
0
|
2650
|
0
|
0
|
0
|
6472.3
|
1058.3
|
0
|
11339.9
|
40273
|
50538.2
|
58611.5
|
|
Fonds propres
|
|
17283.3
|
11348.5
|
11830.6
|
14993.1
|
15613.3
|
15374.3
|
18080.3
|
20416.1
|
29060.4
|
27483.5
|
23526.4
|
30262.9
|
35506.5
|
|
Enga. Non classés
|
|
31352.1
|
33076.6
|
33705.7
|
35203.1
|
45679.7
|
60560.5
|
61313.6
|
64807.8
|
78139.5
|
82107.4
|
73049.4
|
82518.6
|
82999.7
|
|
Prêt Marché Monétaire
|
|
0
|
0
|
0
|
0
|
0
|
-800
|
0
|
-1000
|
0
|
0
|
0
|
0
|
0
|
|
Créance sur les Banques
|
|
-1724;9
|
-152;7
|
-300;8
|
-908;0
|
-1729;9
|
-1845;7
|
-1521.8
|
-2235.8
|
-1368.6
|
-1577.7
|
-1379.8
|
-1189.3
|
-12989.4
|
|
Créance sur les A.I.B
|
|
-9
|
-9
|
-9
|
-425.8
|
-430.9
|
-314.4
|
-175.7
|
-139.1
|
-193.1
|
0
|
0
|
0
|
0
|
|
Avoirs non classés
|
|
-36367.1
|
-31829.5
|
-31101
|
-32034.8
|
-43057.4
|
-53059.2
|
-56355.1
|
-60551.2
|
-76764.5
|
-82962.3
|
-80575.4
|
-79934.6
|
-83768.46
|
|
2. BANQUES
|
|
-2245.3
|
-5597
|
-5291
|
2234.6
|
1182
|
9863.6
|
7562.9
|
24097
|
22175.3
|
24520.9
|
25946.5
|
32574.2
|
52285.9
|
|
Crédit de la BNR
|
|
1623.9
|
62.5
|
63.4
|
61.4
|
1550.2
|
2358.8
|
1352.3
|
2079.7
|
1216.3
|
1577.7
|
1379.8
|
1189.3
|
1298.94
|
|
Fonds propres
|
|
6908.3
|
7682.6
|
11653.6
|
16033.5
|
20062.1
|
23512.4
|
26182.5
|
23830.1
|
27936.8
|
17119.1
|
20125.6
|
27533.6
|
55050.7
|
|
Dépôts des Banques
|
|
1621.1
|
3385.5
|
3623.9
|
3494.1
|
2728.3
|
1026.5
|
810.5
|
990.8
|
732.1
|
0
|
0
|
0
|
0
|
|
Réserves
|
|
-8589.7
|
-13815.8
|
-16035.2
|
-11839.9
|
-15836.3
|
-10822.8
|
-15235.2
|
-12536.7
|
-13054.7
|
-16221.7
|
-15136.5
|
-17017.1
|
-18956.92
|
|
Créances sur les banques
|
|
-74.3
|
-98.3
|
-309.3
|
461.1
|
-1022.2
|
-860.7
|
-991.1
|
-1177.5
|
-1368.6
|
-1577.7
|
-1379.8
|
-1189.3
|
-1298.94
|
|
Créances sur AIB
|
|
-104.4
|
-104.5
|
-104.5
|
-109.6
|
-168.5
|
-109.6
|
-175.7
|
-139.1
|
-193.1
|
0
|
0
|
0
|
0
|
|
Autres éléments nets
|
|
-3630.2
|
-2709
|
-4182.9
|
-4948.7
|
-6131.7
|
-5240.9
|
-4379.9
|
-1774.5
|
-3098.5
|
23623.5
|
20957.4
|
22057.7
|
16192.14
|
|
3. A.I.B
|
|
4568.7
|
4323.6
|
5320.3
|
6815.3
|
7066.5
|
6747.8
|
6763.1
|
2590
|
125.7
|
18857.9
|
2766
|
-123
|
-6625
|
|
Réserves
|
|
-197.8
|
-20.9
|
-44.8
|
50.3
|
31.9
|
315.9
|
-146.1
|
-71.8
|
-817
|
-37.2
|
-24.2
|
-174.6
|
-397.2
|
|
Créances sur les banques
|
|
-1256.1
|
-1668.7
|
-1622
|
-938.6
|
-1553.9
|
-949.6
|
-1700.1
|
-1327.6
|
-9390.1
|
-4810.6
|
-4063
|
-5925.7
|
-38352.7
|
|
Créances sur les A.I.B
|
|
-25
|
-25
|
-25
|
-25
|
-25
|
-25
|
-25
|
0
|
-2034.7
|
0
|
0
|
0
|
0
|
|
Emprunt à long terme
|
|
2742.6
|
2606.7
|
1786.3
|
1289.8
|
1409.9
|
1426.1
|
1449.5
|
325.6
|
0
|
12059
|
4906.3
|
7732.3
|
2162.5
|
|
Autres sommes dûes
|
|
|
|
|
|
|
|
0
|
0
|
0
|
5943.3
|
0
|
0
|
0
|
|
Crédit de la BNR
|
|
9
|
9
|
9
|
9
|
430.9
|
314.4
|
229.6
|
121.2
|
768
|
1639.8
|
1431.8
|
1171.5
|
1011.6
|
|
Fonds propres
|
|
3927.7
|
4475.8
|
4345.5
|
4745.4
|
5985.3
|
6119
|
6204.8
|
5847.1
|
18573.6
|
5211
|
4744.3
|
5070.4
|
5618.3
|
|
AUTRES POSTES NETS
|
|
-631.7
|
-1053.3
|
871.3
|
1785
|
851.2
|
178.8
|
750.4
|
-2304.4
|
-6974.1
|
-1147.4
|
-42292.1
|
-8154.1
|
-115423.1
|
Source : BNR, Département de la supervision bancaire,
Rapports annuels 2002 et 2007
| 
