WOW !! MUCH LOVE ! SO WORLD PEACE !
Fond bitcoin pour l'amélioration du site: 1memzGeKS7CB3ECNkzSn2qHwxU6NZoJ8o
  Dogecoin (tips/pourboires): DCLoo9Dd4qECqpMLurdgGnaoqbftj16Nvp


Home | Publier un mémoire | Une page au hasard

 > 

Schisme de la microfinance: problématique de l'atteinte de l'autosuffisance opérationnelle par les institutions ciblant les personnes à  faible revenu en RDC

( Télécharger le fichier original )
par Pompon- Ludovic MPOTO MANKENI
Université protestante au Congo - Licence 2 microfinance 2013
  

précédent sommaire

Bitcoin is a swarm of cyber hornets serving the goddess of wisdom, feeding on the fire of truth, exponentially growing ever smarter, faster, and stronger behind a wall of encrypted energy

Annexes

1. Estimation par des déterminants (Modèle TOBIT)

Dependent Variable: NOCONV

 
 

Method: ML - Censored Normal (TOBIT) (Quadratic hill climbing)

Date: 07/21/13 Time: 17:42

 
 

Sample: 1 31

 
 
 

Included observations: 31

 
 

Left censoring (value) at zero

 

Convergence achieved after 1 iteration

 

Covariance matrix computed using second derivatives

 
 
 
 
 
 
 
 
 
 
 

Coefficient

Std. Error

z-Statistic

Prob.  

 
 
 
 
 
 
 
 
 
 

C

-0.305863

0.225273

-1.357742

0.1745

PAFIN

0.065302

0.117391

0.556278

0.5780

AGE

0.001674

0.002014

0.830885

0.4060

PAR

8.15E-09

3.57E-09

2.286599

0.0222

ROA

-1.03E-06

0.000188

-0.005490

0.0436

PROPFEM

0.414177

0.169653

2.441320

0.0746

 
 
 
 
 
 
 
 
 
 
 

Error Distribution

 
 
 
 
 
 
 
 
 
 
 
 

SCALE:C(7)

0.316237

0.047675

6.633225

0.0000

 
 
 
 
 
 
 
 
 
 

R-squared

0.476487

    Mean dependent var

0.291032

Adjusted R-squared

0.325609

    S.D. dependent var

0.343344

S.E. of regression

0.326519

    Akaike info criterion

0.793420

Sum squared resid

2.558748

    Schwarz criterion

1.117223

Log likelihood

-5.298004

    Hannan-Quinn criter.

0.898972

Avg. log likelihood

-0.170903

 
 
 
 
 
 
 
 
 
 
 
 
 

Left censored obs

0

     Right censored obs

0

Uncensored obs

31

     Total obs

31

 
 
 
 
 
 
 
 
 
 

2. Estimation des scores de convergence

 

ISFD

Score de convergence (VRS)

DMU1

FINCA

0,718

DMU2

MECREKIN

0,101

DMU3

IMF HOPE

0,16

DMU4

MEC MUFESAKIN

1

DMU5

MECRE NGALIEMA

0,035

DMU6

COOPEC CEAC KITAMBO

0,112

DMU7

MECRE KINTAMBO

0,17

DMU8

CECI PME

0,024

DMU9

COOPEC DIC

0,087

DMU10

MECREGOMBE

0,047

DMU11

IMF VIA NOVA

0,016

DMU12

MECRE MASINA

0,075

DMU13

LIFE VEST

1

DMU14

COOPECAS

0,519

DMU15

Mutuelle BOMOKO

0,052

DMU16

COOPEC CEAC MATETE

0,622

DMU17

IMF SODEC

0,053

DMU18

COOPEC ACCO

0,114

DMU19

COOPEC BOLINGO

0,085

DMU20

COOPEC MAKIN

0,442

DMU21

IMF COMIF

0,015

DMU22

CAMEC MONT NGAFULA

0,125

DMU23

MEC DECO

0,121

DMU24

COOPEC BOSANGANI

1

DMU25

CECPKI KITAMBO

0,718

DMU26

CEAC NLEMBA

0,087

DMU27

IMF OFED

0,011

DMU28

MEC CAPROS

0,027

DMU29

MEC APROSCAC

0,118

DMU30

Mec IDECE

1

DMU31

CBCO Bandal

0,0158

précédent sommaire






Bitcoin is a swarm of cyber hornets serving the goddess of wisdom, feeding on the fire of truth, exponentially growing ever smarter, faster, and stronger behind a wall of encrypted energy








"Entre deux mots il faut choisir le moindre"   Paul Valery