4.2.7.
The motivator of beneficiaries to join MHI
Table 6: The motivator of
beneficiaries to join MHI
|
Motivator
|
Number of respondents
|
Percentage (%)
|
|
Government authorities
|
10
|
71
|
|
Neighbor
|
4
|
29
|
|
NGOs
|
0
|
0
|
|
Total
|
14
|
100
|
Source: Primary data
2012
According to the information given in the table above it is
not as far as different from that given in the previous table. Also this table
shows that government authorities act as a big motivator of the beneficiaries
to join MHI and this is shown by their big proportion in number (10
respondents) and percentage 71% as scores. This shows that government
authorities play a big role in motivating beneficiaries to join these mutual
health insurances.
4.2.8:
Number of children in family
Table 7: Number of
children in the family
|
Number of child
|
Number of respondents
|
Percentage (%)
|
|
None
|
2
|
14
|
|
One
|
1
|
7
|
|
Two
|
1
|
7
|
|
Three
|
3
|
21
|
|
Four
|
2
|
14
|
|
Five
|
4
|
29
|
|
Above Five
|
1
|
8
|
|
Total
|
14
|
100
|
Source: Primary data
2012
From the table above, the information from respondents shows
that two third of families in Ruganda sector, each family has at least 3
children while 36% of families have at least 5 children. The big number of
children in one family increases the number of mutual health insurance family
members which results in increased family's healthcare contribution then
raising the claims that mutual health costs are high.
4.2.9.
Contributions/Premium
Table 8: Contributions/Premium
|
Contribution/Premium (Rwf)
|
Number of respondents
|
Percentage (%)
|
|
2000
|
0
|
0
|
|
3000
|
14
|
100
|
|
7000
|
0
|
0
|
|
Total
|
14
|
100
|
Source: Primary data
2012
As pointed out in point 4.2.5, there three categories or
classes under which health insurance contributions are given. From the table
above all respondents are under the second class which contributes 3000 Rwf
each member in the family. They are made up of big number of heads of
households and agents of mutual health insurance. However, the two classes
(1st and 2nd) are presented in this sector, but as shown
in the table above occupies a big proportion of mutual health insurance
beneficiaries. There is no third class contributor in Ruganda sector.
| 
