Assessing the viability of a rural microfinance network: the case of FONGS Finrural

ANNEXES

Social performances scores based on ECHOS(c)2012

MFIS	Social mission	Outreach and access	Customer services	Human resources	Environment & Social practices	Total	Score
MEC MFR MALICOUNDA	27	70	41	27	38	201	41
MEC FAM DAKAR	27	48	36	16	44	170	34
MEC SAPP TATTAGUINE	51	73	42	26	50	242	47
MEC UGPN DAROUKOUDOSS	21	70	40	30	46	207	42
MEC KOYLI WINRDE PODOR	50	57	36	30	36	208	41
MEC MRF PEKESSE	21	74	41	21	43	200	41
CREC MECKHE	43	61	47	30	57	238	47
FONGS FINRURAL	34	65	40	26	45	210	42

Governance

MFI	Respect of regulation		Information system quality
	licensed	Respect of prudential norms	Coherence of procedures manuals	Internal Auditors	Legal Auditors	Availability of Audits Reports	Participation to an International Audit
	"1" if the MFI is licensed "0" if not	"1" if 100% of prudential rules are fulfil "0" if not	"1" if coherence, "0" if not	"1" if available, "0" if not	"1" if available, "0" if not	"1" if available, "0" if not	"1" if the MFI participates, "0" if not
Mec Koyli wirndé	1	0	0	1	1	0	0
CREC Méckhé	1	0	0	1	1	0	1
MEC ugpn	1	0	1	1	1	0	0
MEC mfr Pekesse	1	0	1	1	1	0	0
MEC fam	1	0	1	1	1	0	0
MEC sapp	1	0	1	1	1	0	0
MEC mfr Malicounda	1	0	0	1	1	0	0

Governance followed

MFI	Management independence		Administration
	Vis-à-vis Public officers	Vis-à-Vis Partners	Difference between the President of the Board of Directors and the General Manager	Decision Making Power	Direct Control by shareholders (General Assembly and Control Committee)	Salaries and Bonus Mechanisms	Financial Intermediation
	"1" if independence, "0" if not	"0" if influenced by partners "1" if not	"1" if deference, "0" if not	"1" if the board of directors autonomous, "0" if not	"1" if General Assembly and Control Committee are available, "0" if not	"1" if yes, "0" if not	"1" if yes, "0" if not
Mec Koyli wirndé	1	0	1	1	1	0	1
CREC Méckhé	1	0	1	1	1	1	1
MEC ugpn	1	0	1	1	1	0	1
MEC mfr Pekesse	1	0	1	1	1	0	1
MEC fam	1	0	1	0	1	0	1
MEC sapp	1	0	1	1	1	0	1
MEC mfr Malicounda	1	0	1	1	1	0	1