I.5- Research outline
This research involves six chapters:
> Chapter one: Introduction
We will focus here on the problem, context, aims and objective of
the study.
> Chapter 2: A comprehensive review of the
existing literature
In this chapter, we are going to provide some of the concepts of
microfinance and the role they
play in the development of informal institutions. And also the
critical review of the existing
literature (published and unpublished) on the microfinance
performance area.
> Chapter 3: theoretical
perspective
This chapter will take into account the concept of microfinance,
the concept of informal sector,
theoretical links between MFIs and development of informal
sector, the microfinance schism and
the notions of social and financial performance
> Chapter 4: Research methodology
In this chapter, we will explain the relationship between social
and financial performance, the
selection of variables and indicators, the hypothesis and
research models and regression
approach.
> Chapter 5: Presentation and analysis of
data
The main topics here are: data collection, the dataset,,
preliminary data analysis and regression
analysis
> Chapter 6: Conclusion, limitations and
recommendations
13
Analysis of microfinances' performance and
development of informal institutions in Cameroon
By Djamaman Brice Gaétan
CHAPTER II- A COMPREHENSIVE REVIEW OF THE EXISTING
LITERATURE
Throughout the world, poor people are excluded from formal
financial systems. Exclusion ranges from partial exclusion in developed
countries to full or nearly full exclusion in lesser developed countries
(LDCs). Absent access to formal financial services, the poor have developed a
wide variety of informal, community-based financial arrangements to meet their
financial needs.1 In addition, over the last two decades, an increasing number
of formal sector organizations (non-government, government, and private) have
been created for the purpose of meeting those same needs. Microfinance is the
term that has come to refer generally to such informal and formal arrangements
offering financial services to the poor. The purpose of this chapter therefore
is to give a comprehensive of the existing literature concerning the following
points: Welfarists and Institutionalists approaches, the Self-Sufficiency and
Sustainability of MFIs, Impact of Microfinance Institutions and the literature
review on the social performance of MFIs.
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