Role of social security fund scheme in enhancing the socio-economic development of Rwanda.

Incapacity social security benefits

The disability benefit is a social security benefit in money form paid periodically. There is a table of rates of incapacity to which doctors must refer for fixing the degree of incapacity to work. These rates are in percentage form. When the degree of incapacity resulting from beneficiary work-related accident or work-related disease is equal or more than 15%, beneficiary will be entitled to incapacity social security benefits which will be accorded to beneficiary with role from the date of healing or consolidation of injuries on condition that there is loss of salary revenue due to accident.

Incapacity Lump sum benefits

When beneficiary degree of incapacity is less than 15%, beneficiary will be entitled to a lump sum benefit which will be given to beneficiary once only on condition that there is loss of salary revenue due to accident. This Lump sum will be equal to 3 annuities of social security disability benefits corresponding to beneficiary degree of disability or incapacity (Social security fund of RWANDA Guide 2002, p.48).

Funeral lump assistance

Funeral expenses shall be met by Social Security Fund of RWANDA. An accident befalling a worker at the occasion of a crime or an offence committed by the worker or an intentional fault on his or her part is not covered by social security. The eligible survivors are the non-divorced legitimate wife, married at least six months before beneficiary death. All the children, who are not married and are not working for a salary, and are either the deceased's legitimate children or those legally adopted or those born outside legal marriage but recognized by law as his or hers and are less than 18 years old or less than 25 years old if still at school, or without age limit if they are disabled physically or mentally, and cannot work for a salary. Beneficiary own biological parents or legally adopted ones. 2006 2007

Average salary

1.9. Conceptual framework

In this research we have Independent variables, dependent variables and Intervening variables, whereby the independent variable is what the researcher (or nature) manipulates a treatment or program or cause, it influences, predict, control and determine the dependent variables. The dependent variable is what is affected by the independent variable, the roles or outcomes and the intervening variables work with the independent variables to influence the dependent variables. An intervening variable is a hypothetical internal state that is used to explain relationships between observed variables, such as independent and dependent variables, in empirical research. An intervening variable facilitates a better understanding of the relationship between the independent and dependent variables when the variables is likely not to have a definite connection.

CONCEPTUAL FRAMEWORK

Independent Intervening Dependent

Variable Variables Variables

-Government policy

on the Scheme

-Political stability

-Infrastructure

-Members awareness

on savings

Socio-economic Development

-income distribution

-Poverty reduction

-Social Welfare promotion

-

-

-Wealth creation

-Improved style of living

-Accelerated

Socio-economique development Progress

A A A A A

B

For the purpose of this research, the Independent variables are wealth creation, improvement style of living and accelerate socio-economic development. The dependent variables in this research are income distribution, poverty alleviation, social welfare promotion and investment for savings. Intervening variables may include, Political stability, Infrastructure, Government policy on the scheme, and members' awareness on savings.