CHAPTER IV : DATA PRESENTATION, ANALYSIS AND
INTERPRETATION.
4 1 .INTRODUCTION.
This chapter presents the findings from the research carried out
in BPR SA. The data collected in this research was collected through
questionnaires, documentary sources, structured and unstructured interviews.
The interviews attracted a group of respondents implicated from banques
populaires du Rwanda SA.
This chapter depicts the views, feelings and comments from
respondents regarding banques populaires transformation from a cooperative to a
commercial bank.
The researcher attempted to analyze the data in view of answering
the research questions set at the beginning of this study and in particular
establishing the rationale and impact of banques populaires transformation from
a cooperative to a commercial bank. Consequently, the analysis here was based
on the views gathered from the respondents.
This chapter is organized into four sections, the introduction,
the profile of respondents, the rationale of banques populaires transformation
from a cooperative to a commercial bank and the impact of banques populaires
transformation from a cooperative to a commercial bank
4 2 .THE PROFILE OF RESPONDENTS
The population targeted in this research was made up of bank
populaire' stakeholders which are (a) board of directors, (b) employees, (c)
shareholders and (d) customers; the sample used in this research was selected
using stratified and random sampling technique.
The profiles of respondents are summarized in the tables
below:
Table 1 : distribution of respondents according to their
relationship role in the bank.
|
Stakeholders with the bank/ relationship
|
Number of respondents
|
Percentage
|
|
Employees and board of directors
|
25
|
41.6%
|
|
Shareholders and customers
|
35
|
58.4%
|
|
TOTAL
|
60
|
100%
|
The stakeholders were grouped into two categories according to
the questions that the researcher intended to ask them; those are the category
of employees and board of directors and the category of shareholders and
customers.
From the table above, it is shown that 58.4% of the selected
groups were shareholders and customers because they constitute a big number of
bank stake holders; and the category of employees and members of board of
directors constitute 41.6% of the sample size.
Table 2 : distribution of respondents according to their
sex.
|
Sex
|
Frequency
|
Percentage of frequency
|
|
male
|
42
|
70%
|
|
female
|
18
|
30%
|
|
total
|
60
|
100%
|
From the table 2, it is noted that 70% were males while fameles
were 30%
Table 3 : distribution of respondents according to their
levels of education.
|
Level of education
|
Frequency
|
Percentage of frequency
|
|
university
|
22
|
37%
|
|
secondary
|
27
|
45%
|
|
primary
|
11
|
18%
|
|
other
|
0
|
0%
|
|
total
|
60
|
100%
|
From the table 3, it is clearly evident that the majority of the
respondents, equivalent to 45% are secondary school diploma holders, 37%
university degree holders and 18% primary school certificate holders.
Table 4 : distribution of respondents according to their
ages.
|
Age group
|
Frequency
|
Percentage of frequency
|
|
18-35
|
44
|
73%
|
|
35 - 55
|
13
|
22%
|
|
above 55
|
3
|
5%
|
|
total
|
60
|
100%
|
As shown from the table above the largest number of respondents
fall into the age group of 18-35 that makes up the percentage of 73%. This
shows that the majority of bank stakeholders are young people.
It is followed by 22% lying in the age group of 35 - 55 and the
last and smallest age group of above 55 five years that makes only 5% of total
respondents.
| 
