Risques de crédits et réalisation des objectifs stratégiques d'une banque. Cas de l'Afriland first bank CD.

ANNEXE4 : TEST DE DIAGNOSTIC DU MODELE

RENTABILITE ECONOMIQUE

Date: 07/02/18 Time: 07:28 Sample: 2010M01 2016M12 Included observations: 82

Autocorrelation			Partial Correlation								AC		PAC		Q-Stat			Prob
****| .	|		****| .		|				1		-0.500		-0.500		21.259			0.000
. | .	|		**| .		|				2		0.000		-0.333		21.259			0.000
. | .	|		**| .		|				3		0.000		-0.250		21.259			0.000
. | .	|		.*| .		|				4		0.000		-0.200		21.259			0.000
. | .	|		.*| .		|				5		0.000		-0.167		21.259			0.001
. | .	|		.*| .		|				6		0.000		-0.143		21.259			0.002
. | .	|		.*| .		|				7		0.000		-0.125		21.259			0.003
. | .	|		.*| .		|				8		0.000		-0.111		21.259			0.006
. | .	|		.*| .		|				9		0.000		-0.100		21.259			0.012
. | .	|		.*| .		|				10		0.000		-0.091		21.259			0.019
. | .	|		.*| .		|				11		-0.044		-0.164		21.449			0.029
. |*.	|		. | .		|				12		0.088		-0.065		22.217			0.035
. | .	|		. | .		|				13		-0.044		-0.061		22.412			0.049
														xvi
. | . | . | .						|				14		0.000		-0.058			22.412			0.071
. | . | . | .						|				15		0.000		-0.055			22.412			0.097
. | . | . | .						|				16		0.000		-0.052			22.412			0.130
. | . | . | .						|				17		0.000		-0.049			22.412			0.169
. | . | . | .						|				18		0.000		-0.047			22.412			0.214
. | . | . | .						|				19		0.000		-0.045			22.412			0.264
. | . | . | .						|				20		0.000		-0.043			22.412			0.319
. | . | . | .						|				21		0.000		-0.041			22.412			0.376
. | . | . | .						|				22		0.000		-0.039			22.412			0.436
. | . | .*| .						|				23		-0.027		-0.083			22.497			0.490
. | . | . | .						|				24		0.054		-0.033			22.841			0.529
. | . | . | .						|				25		-0.027		-0.032			22.929			0.582
. | . | . | .						|				26		0.000		-0.031			22.929			0.637
. | . | . | .						|				27		0.000		-0.030			22.929			0.689
. | . | . | .						|				28		0.000		-0.030			22.929			0.737
. | . | . | .						|				29		0.000		-0.029			22.929			0.780
. | . | . | .						|				30		0.000		-0.028			22.929			0.818
. | . | . | .						|				31		0.000		-0.027			22.929			0.852
. | . | . | .						|				32		0.000		-0.026			22.929			0.881
. | . | . | .						|				33		0.000		-0.026			22.929			0.905
. | . | . | .						|				34		0.000		-0.025			22.929			0.925
. |*. | . |**						|				35		0.181		0.340			27.723			0.804
***| . | . | .						|				36		-0.362		-0.051			47.314			0.098
RENTABILITE FINANCIERE
Date: 06/30/18 Time: 10:31
Sample: 2010M01 2016M12
Included observations: 82
Autocorrelation Partial Correlation												AC		PAC			Q-Stat			Prob
****| . | ****| .						|				1		-0.500		-0.500			21.259			0.000
. | . | **| .						|				2		0.000		-0.333			21.259			0.000
. | . | **| .						|				3		0.000		-0.250			21.259			0.000
. | . | .*| .						|				4		0.000		-0.200			21.259			0.000
. | . | .*| .						|				5		0.000		-0.167			21.259			0.001
. | . | .*| .						|				6		0.000		-0.143			21.259			0.002
. | . | .*| .						|				7		0.000		-0.125			21.259			0.003
. | . | .*| .						|				8		0.000		-0.111			21.259			0.006
. | . | .*| .						|				9		0.000		-0.100			21.259			0.012
. | . | .*| .						|				10		0.000		-0.091			21.259			0.019
.*| . | ***| .						|				11		-0.165		-0.386			23.899			0.013
. |** | . | .						|				12		0.330		-0.040			34.611			0.001
.*| . | . | .						|				13		-0.165		-0.039			37.328			0.000
													xvii
. | .		|		. | .			|	14				0.000	-0.037			37.328			0.001
. | .		|		. | .			|	15				0.000	-0.036			37.328			0.001
. | .		|		. | .			|	16				0.000	-0.035			37.328			0.002
. | .		|		. | .			|	17				0.000	-0.034			37.328			0.003
. | .		|		. | .			|	18				0.000	-0.032			37.328			0.005
. | .		|		. | .			|	19				0.000	-0.031			37.328			0.007
. | .		|		. | .			|	20				0.000	-0.030			37.328			0.011
. | .		|		. | .			|	21				0.000	-0.030			37.328			0.015
. | .		|		. | .			|	22				0.000	-0.029			37.328			0.022
. | .		|		. | .			|	23				-0.050	-0.019			37.622			0.028
. |*.		|		. | .			|	24				0.100	-0.028			38.820			0.029
. | .		|		. | .			|	25				-0.050	-0.027			39.124			0.036
. | .		|		. | .			|	26				0.000	-0.026			39.124			0.047
. | .		|		. | .			|	27				0.000	-0.026			39.124			0.062
. | .		|		. | .			|	28				0.000	-0.025			39.124			0.079
. | .		|		. | .			|	29				0.000	-0.024			39.124			0.099
. | .		|		. | .			|	30				0.000	-0.024			39.124			0.123
. | .		|		. | .			|	31				0.000	-0.023			39.124			0.150
. | .		|		. | .			|	32				0.000	-0.023			39.124			0.180
. | .		|		. | .			|	33				0.000	-0.022			39.124			0.214
. | .		|		. | .			|	34				0.000	-0.022			39.124			0.251
. |*.		|		. |***			|	35				0.179	0.406			43.840			0.145
***| .		|		. | .			|	36				-0.359	-0.051			63.112			0.003